On this week’s episode of More Than Money, Faisal Karmali and Leanna Wachniak discuss how retirement can look very different once you are actually living it. Spending habits, daily routines and emotions can all change. What surprises retirees most, and how can planning help them feel more prepared?

To close the show, Faisal and Leanna examine the gap between the traditional retirement age of 65 and the average age of 67 when Canadians actually stop working, according to a recent Globe and Mail article. They discuss why retirement rarely goes exactly as planned and why flexibility may be one of your most valuable financial assets.